Guides
Enough detail to instruct with confidence.
Written for solicitors who need to brief a client in two minutes, and for individuals who have not met a mortgage capacity report before.
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Everyone · 4 min
What is a mortgage capacity report?
A plain-English explanation of the report, what it is for, and why courts and solicitors ask for one.
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Solicitors · 5 min
Instructing a report as a family-law solicitor
What to send, how we work with your file, and how to get a report that will stand up in negotiations and in court.
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Everyone · 6 min
The information we need to prepare a report
A practical checklist, taken from our data-capture form, so solicitors and clients can gather everything in one go.
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Everyone · 5 min
How lenders treat different types of income
Why two people with the same headline salary can have very different mortgage capacity, and how that is reflected in the report.
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Everyone · 3 min
Single or joint: which report do you need?
A short guide to choosing the right instruction, including what ‘joint’ actually means (two separate assessments, not one combined loan).